Bought a foreclosure-pending condo with an occupant and an HOA lien
Surfside Beach, SC
The situation
Probate-direct outreach to two out-of-state heirs of a deceased couple. An active foreclosure case had been filed by the lender, an auction date was already set, an HOA lien of more than nine thousand dollars was attached, and an occupant who was not on title was living in the unit.
The complication
Three problems stacked on top of each other. The title ran through two estates that had to be opened together, an active foreclosure already had an auction date set, and an occupant who was not on title was living in the unit. We opened both estates, postponed the auction while we cleared title, and reached a paid agreement for the occupant to move out.
The outcome
Title cleared through both estates, the occupant moved out, and the property resold to a cash buyer on schedule. The foreclosure auction, set for two days before closing, was postponed.